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NIS Pension Estimator

Most people have no idea what their NIS pension will actually be. Put in your details and get a realistic picture of what you are building toward.

Updated 2026Early retirement

Your Details

J$

Ceiling: J$96,154/week (~J$5M/year)

Enter 0 if you haven't started yet.

2026 NIS Contribution Rates

Employee contribution3% of insurable earnings
Employer contribution3% of insurable earnings
Total combined6% of insurable earnings
Min. contributions for benefit156 weeks (3 years)
Contributions for full pension500+ weeks
NIS

Enter your details to see your estimate

Fill in age, earnings, and years contributing on the left.

This is a simplified estimate. Actual NIS pension amounts are determined by MIS Jamaica based on your full contribution history and current benefit rules.

Planning around NIS pension estimates

NIS pension amounts depend on contribution weeks, age, contribution level, and the rules in force when you apply. This calculator is meant to start the planning conversation.

For retirement decisions, compare the NIS estimate with private pension savings, expected expenses, and any employer pension arrangements.

Checked against official sources where available. Tool results are estimates, so confirm final payments, duties, or eligibility with the relevant agency or provider.

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Base pension of J$4,620 per week confirmed by the Ministry of Labour in 2025. These are projections only. Contact NIS directly for your official benefit statement.